When choosing your credit card, you should look at what advantages it brings to you. And the Discover It Cash Back is an excellent card for those who make more purchases and want to receive cash back. 

With specific categories, it offers more returns for customers, allowing you to save money in your daily card usage.


So, knowing that it is an advantageous card, we will show in this article what you need to know about the Discover it Cash Back and a step-by-step guide to apply for it easily. Follow the reading and learn everything you need to know about the credit card.



Main card benefits

The Discover it Cash Back Credit Card offers more than just a simple credit card. It’s the key to a world of exciting rewards and valuable benefits that adapt to your lifestyle.

Find out how the card can turn your everyday purchases into opportunities for earnings and savings.

Rewards and cash back

The main focus of the Discover it Cash Back is precisely the rewards it brings to its customers.

See what benefits you’ll get:

  • Earn 5% Cashback in Rotating Categories: Enjoy 5% cashback in different categories every quarter, such as restaurants, supermarkets, gas stations, and more. Just activate the offer on the Discover website and enjoy!
  • 1% Cashback on All Other Purchases: Without exceptions, earn 1% cashback on everything you buy, from clothing and travel to utility bills.
  • Cashback with No Expiration Date: Your cashback never expires! Use it as you wish, when you want, for shopping, reducing your bill, or even transferring it to your bank account.
  • Welcome Bonus: Discover it Cash Back doubles the value of your cashback in the first year, up to $150. Imagine having your rewards doubled and starting to save even faster.


The company provides security and peace of mind for customers’ purchases through various features, making the Discover it Cash Back even safer.

The EMV chip offers advanced protection against fraud in in-person transactions, ensuring data security.

Customers receive purchase alerts through instant email or SMS notifications, monitoring their activities and protecting against possible unauthorized card usage.

The service also includes free credit monitoring, allowing customers to stay up to date on their FICO score and access TransUnion credit reports.

This tool enables monitoring of financial health and making more informed decisions.

No annual fee

Say goodbye to annual fees! Discover it Cash Back offers all its benefits without the charge of an annual fee, allowing you to enjoy your rewards at no additional cost.

And this benefit is available to all customers who have their credit card approved, making it even better to apply and take advantage of what it has to offer.

Customer service

Discover is dedicated to providing exceptional customer service. Count on a team of experts available 24/7 to assist you with any questions or needs, from card inquiries to assistance in case of loss or theft.

So, wherever you are and whenever you need it, you have assistance to help resolve any issues with your credit card, making it a differential that the bank presents to its customers.


What is Cash Back Match?

The Discover it® Cash Back Cash Back Match program offers a special bonus for new customers, doubling the total value of cashback earned during the first year, with no maximum limit.

Once the card is approved, the customer begins to accumulate cashback normally, receiving 5% in activated rotating categories (up to $1,500 per quarter) and 1% on all other purchases.

At the end of the first year, which comprises 12 billing cycles or 365 days (whichever is longer), Discover automatically matches the total value of cashback earned during that period.

For example, if the customer earned $100 in cashback, Discover grants an additional $100, doubling the amount to $200.

It’s important to note that there is no limit to the bonus amount, encouraging customers to accumulate as much cashback as possible in the first year.

Cash Back Match is exclusively available to new customers, and participation is automatic, requiring no enrollment. The bonus is credited to the Discover it® Cash Back account within two billing cycles after the end of the first year.

This offer represents an excellent way to maximize rewards, especially for those planning to take advantage of the 5% rotating categories.

Therefore, if you are considering getting a Discover it Cash Back, Cash Back Match is a great incentive to start enjoying significant rewards right from the beginning.


Learn how to request your Discover it Cash Back Credit Card

See how simple it is to request your Discover it Cash Back card. The process is quick, online, and takes just a few minutes.

  • Access the Discover it Cash Back page.
  • Click on “Apply Now.”
  • Confirm your location by entering the requested data.
  • Fill out the form with your personal information and complete documentation.
  • Take the opportunity to fill in your income and employment information.
  • Agree to all the company’s terms.
  • Submit the form to the bank for credit approval.
  • Wait for approval and receive your card.

Liked getting to know the Discover it Cash Back Credit Card? Order yours now and wait for it to be approved so you can use the card and enjoy all the benefits.