Self Visa Secured Credit Card: check details, benefits, and how to apply
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The Self Visa Secured Credit Card is a credit card designed for those who need to build a credit history and will provide you with more advantages when making purchases and obtaining immediate approval.
If you want to have a good credit card that will help you in the task of creating or rebuilding your credit, the Self Visa Secured Credit Card is the right card for you.
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Follow our article to get more information about the Self Visa Secured Credit Card and how you can get yours.
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Learn the requirements to apply for your Self Visa Secured Credit Card
If you want to have your Self Visa Secured Credit Card, here are the requirements you need to meet:
Requirements to apply for the Self Visa Secured Credit Card:
- Be a permanent resident or U.S. citizen with a Social Security number.
- Be 18 years or older.
- Have a physical address in the U.S.
- Have verifiable monthly income.
- Open a Credit Builder account with Self Lender and deposit between $25 and $25,000.
- Maintain the Credit Builder account in good condition for at least 3 months.
- Make at least 3 on-time monthly payments on the Credit Builder account.
Learn more about Self Financial
Self Financial is a financial technology company committed to helping people build credit and achieve their financial goals. Founded in 2014, Self offers innovative and affordable solutions with a focus on ease of use.
Among the main products and services provided by Self Financial are the Credit Builder Account, a secured deposit account designed to help build credit through on-time payments.
The Self Visa Secured Credit Card, equipped with an EMV chip, not only offers rewards but also provides free credit reports.
The Self Score Estimator tool is a free option that helps estimate your credit score. Additionally, the company offers a rich source of educational resources, such as a library of articles and videos, to educate on credit and personal finance.
Choosing Self Financial has several advantages, such as approval without a credit check for the Credit Builder Account, allowing you to start building your credit history.
The company reports your payments to major credit bureaus, speeding up the process of increasing your credit score.
The Self Visa Secured Credit Card offers valuable rewards on all purchases, which can be redeemed for statement credit, gift cards, or travel. Transparency is evident, with no annual or foreign transaction fees.
Self Financial’s award-winning customer service team is available 24/7, ready to assist with any questions or issues.
What are the benefits of the Self Visa Secured Credit Card?
After learning a bit about the Self Visa Secured credit card and the bank, you need to know all the key benefits of this credit card and how it can benefit you:
Helps build credit
The option of approval without a credit check makes the Self Visa Secured credit card an ideal choice for those who have no credit history or are looking to improve their score.
The refundable deposit system is an interesting feature, where the deposit determines the initial credit limit, which can be increased after 6 months of on-time payments.
Furthermore, the practice of sending monthly credit reports to agencies enhances the user’s credit history building.
These combined features make Self Financial an affordable and effective option for those looking to establish or enhance their position in the world of credit.
No additional money required
The option to use the Self Financial card without additional money provides convenience and savings.
By using the deposit as collateral, the initial credit limit is established, eliminating the need to spend extra money.
Furthermore, the absence of an annual fee allows you to keep the card active without incurring additional costs.
These features provide a financially efficient approach, making the process more accessible and convenient for users.
Buying power
Enjoy incredible buying power with the advantages offered by the Self Visa Secured card.
The Visa Platinum card, equipped with an EMV chip, provides security and global acceptance, ensuring peace of mind in your transactions.
Additionally, every purchase made earns points in the Self Rewards Rewards program, offering attractive benefits.
As an additional incentive, there is an annual $15 bonus for streaming service purchases, adding value to your buying power and providing ongoing benefits.
Easy credit limit increase
Increase your buying power by increasing the credit limit after maintaining a consistent history of on-time payments for six months.
Remember that this card requires you to make a security deposit. Thus, the amount you deposit as security will become the limit of your card, allowing you to enjoy your credit card even more and have more advantages when making your purchases.
Step-by-step guide to applying for the Self Visa Secured credit card
Now, see our step-by-step guide to applying for your Self Visa Secured credit card and making the most of your credit card.
- Access the Self Visa Secured Card website.
- Choose “Apply Now for a Credit Secured Card.”
- If you already have an account with Self Secured, you must log in to access the application form.
- If not, enter your email and start the process of opening your account.
- Provide the requested personal information.
- Also, provide your documentation and income.
- After filling out the form and agreeing to the terms, submit it to the bank for analysis and credit approval.
There you go. Now, make the security deposit into your account, which will become the limit of your card, and take the opportunity to make your purchases.
See how easy it is to have your Self Visa Secured credit card? Visit the website and apply for yours now.
And also, take a look at other available credit card options on our page.