The Discover it Secured is the ideal choice for those looking to establish or rebuild their credit history. With a refundable deposit starting at $200, you can begin responsibly building your credit score.

If you’re looking for a credit card that offers both credit history building and rewards, the Discover it Secured stands out as an excellent choice that will provide everything you need. 


Learn more about the Discover it Secured and what advantages it has to offer:



Learn how the Discover it Secured Credit Card works

The Discover it Secured Credit Card operates in a simple and effective manner, offering a valuable opportunity for building and strengthening your credit history. 

When applying for the card, a refundable deposit starting at $200 is required, which determines the initial credit limit.

Using the card follows standard procedures, allowing purchases like any other credit card. It is crucial to make on-time payments of the monthly bill to avoid interest charges. 

When making purchases, the card offers cashback, providing 2% at gas stations and restaurants and 1% on all other purchases. 

To closely monitor your credit score progress, the card provides access to free FICO Score and credit monitoring tools.

After maintaining on-time payments for 8 months, cardholders have the option to request a deposit refund. 

Discover reviews the credit history, and in some cases, may increase the credit limit without the need for an initial deposit. 

This approach recognizes and rewards financial responsibility, encouraging users to continue building a solid credit reputation.

Discover the card’s rewards

The Discover it Secured Credit Card offers a range of rewards for its customers, making it ideal for those who want to take advantage of extra rewards and savings with their card. 

Therefore, it’s important to understand how the card’s cashback system works and what advantages it offers to its customers. 

Check out each reward offered by the Discover it Secured:

1% Cashback

Enjoy 1% Cashback on all your purchases, with no limits. This means you get money back on all your purchases, from essentials like groceries to gasoline and clothing.

So, any purchase you make, anywhere, will generate cashback that you can redeem for various benefits.

2% Cashback

Get 2% Cashback as a bonus at gas stations and restaurants, with a limit of $1,000 in combined purchases every quarter. This advantage is automatic, providing an excellent way to save money on essential expenses.

It’s worth noting that this 2% cashback benefit is intended for bank partner establishments.


The cashback you accumulate is credited directly to your Discover account and can be used for various purposes, such as paying your credit card bill, depositing it into your checking or savings account, sending it as a gift to friends or family, or even purchasing gift cards.

In other words, you receive it as credit and can use it as you wish, ensuring even more savings and benefits for you.

Features and security

In addition to rewards, the Discover it Secured Credit Card offers additional features and security measures. Enjoy free access to your FICO Score and use credit monitoring tools to track your progress. 

You’ll also receive free alerts about any changes in your credit report.

To ensure security in your purchases, the card is equipped with an EMV chip, providing an additional layer of protection in-store transactions. 

Furthermore, enjoy secure online shopping, with Discover offering protection against fraud and identity theft.


Check the requirements for applying for the card

See what you need to have to be able to qualify for your Discover It Secured card:

  • Be at least 18 years old.
  • Have a residential address in the United States.
  • Have a valid Social Security number.
  • Have regular income.
  • Have no pending bankruptcy applications.
  • Have no serious delinquencies in your credit history.
  • Have an account with Discover. 
  • Make the security deposit to get the credit limit on your card.


How to apply for the Discover it Secured Credit Card?

See how easy it is to apply for your Discover it Secured Credit Card:

  • Access the Discover it Secured Credit Card website.
  • Choose the “Apply Now” option. 
  • Fill in your address details.
  • Then, fill in the requested personal information. 
  • Provide your documentation and income information. 
  • After filling out and agreeing to all the terms, submit the proposal to the bank. 

There you go. Now, wait for approval and receive your Discover it Secured to start making your purchases. 

Then, make the security deposit so you have the credit you need and you can use it freely. 

So, the Discover it Secured Credit Card becomes an excellent option when it comes to building your credit. Therefore, visit the website and apply for yours now. 


Also, take the opportunity to explore other credit card options for your profile by browsing our website.